Drisya Das A.S.
Research Scholar
Research and PG Department of Commerce
Government College Attingal
Thiruvananthapuram, Kerala
University of Kerala
Email: dasdrisya1@gmail.com
Dr. Sreeja Devi V.M.
Assistant Professor
MSM College, Kayamkulam, Alappuzha
Email: sreejadevi@msmcollege.in
Discipline: Commerce
UPID No.: 1325P1CE
Article Dates: Received: 22 Sept 2024 | Revised Submission: 06 Mar 2025 | Accepted: 03 July 2025 | Available Online: 12 July 2025
Article URL: repository.ijarsai.org/1325p1ce
Lidiya Lawrence,
Assistant Professor & Research Scholar
PG & Research Department of Commerce
St. Michael's College, Cherthala, Alappuzha, Kerala , India
Email: lidiyalawrence@stmcc.in
Discipline: Commerce
UPID No.: 1325P2CE
Article Dates: Received: 07 May 2025 | Revised Submission: 28 June 2025 | Accepted: 03 July 2025 | Available Online: 12 July 2025
Article URL: repository.ijarsai.org/1325p2ce
Ananya. P
Research Scholar
Department of Commerce
Karyavattom Campus, University of Kerala, India
Email: ananyaprasad1116@gmail.com
Dr. R. Vasanthagopal
Senior Professor & Dean
Faculty of Management Studies
University of Kerala, India
Discipline: Commerce
UPID No.: 1325P3CE
Article Dates: Received: 19 June 2025 | Revised Submission: 28 June 2025 | Accepted: 03 July 2025 | Available Online: 12 July 2025
Article URL: repository.ijarsai.org/1325p3ce
Dr. Vineeth Chandra K.S
Assistant Professor & Head
P.G and Research Department of Commerce
SD College, Alappuzha, Kerala
Affiliated to the University of Kerala, India
Email: vinusdcollege@gmail.com
ORCID ID: https://orcid.org/0009-0000-7839-0342
Reshma Pillai S,
Assistant Professor, P.G Department of Commerce
NSS Hindu College, Changanacherry, Kottayam, Kerala
Affiliated to the Mahatma Gandhi University, Kottayam, Kerala, India
Email: reshmapillais@gmail.com
ORCID ID: https://orcid.org/0009-0009-0995-8710
Discipline: Commerce
UPID No.: 1325P4CE
Article Dates: Received: 05 June 2025 | Revised Submission: 25 July 2025 | Accepted: 28 July 2025 | Available Online: 30 July 2025
Article URL: repository.ijarsai.org/1325p4ce
Dr. Susan Chirayath
Professor of Management
ICFAI University
Jharkhand, India
Email: susanchirayath@gmail.com
Discipline: Commerce
UPID No.: 1325P5MG
Article Dates: Received: 08 April 2025 | Revised Submission: 02 July 2025 | Accepted: 11 August 2025 |
Available Online: 16 August 2025
Article URL: repository.ijarsai.org/1325p5mg
Simi S
Research Scholar, PG and Research Department of Commerce
Government Arts College Thiruvananthapuram
University of Kerala, India
Email: simichothi14@gmail.com
Dr. Manjula K G
Associate Professor, Department of Commerce
VTM NSS College
Dhanuvachapuram
Thiruvananthapuram
Kerala, India
Email: manjulakg79@vtmnsscollege.ac.in
Discipline: Commerce
UPID No.: 1325P6CE
Article Dates: Received: 24 June 2025 | Revised Submission: 01 August 2025 | Accepted: 11 August 2025 | Available Online: 16 August 2025
Article URL: repository.ijarsai.org/1325p6ce
Megha Asokan
Faculty of Commerce on Contract
Government VHSS
Aryad, Alappuzha, Kerala, India
Email: meghaasokan99@gmail.com
Discipline: Commerce
UPID No.: 1325P7CE
Article Dates: Received: 05 August 2025 | Revised Submission: 16 August 2025 | Accepted: 25 August 2025 | Available Online: 29 August 2025
Article URL: repository.ijarsai.org/1325p7ce
Ashish C.V.
Faculty of Commerce on Contract
Government VHSS
Vakkom, Thiruvananthapuram, Kerala, India
Email: comxashishcv@gmail.com
Discipline: Commerce
UPID No.: 1325P8CE
Article Dates: Received: 07 August 2025 | Revised Submission: 15 August 2025 | Accepted: 25 August 2025 | Available Online: 29 August 2025
Article URL: repository.ijarsai.org/1325p8ce
Dr. Aravind. J
Associate Professor
Post Graduate Department of Commerce
N.S.S College Manjeri, Malappuram, Kerala, India
University of Calicut, Kerala, India
Email: aravindjayanthy@gmail.com
Discipline: Commerce
UPID No.: 1325P9CE
Article Dates: Received: 04 August 2025 | Revised Submission: 22 August 2025 | Accepted: 12 September 2025 | Available Online: 22 September 2025
Article URL: repository.ijarsai.org/1325p9ce
Shine Paul
Research Scholar
Department of Commerce
Karpagam Academy of Higher Education
(Deemed to be University)
Coimbatore, Tamil Nadu, India
Email: shinebaboo@gmail.com
Dr. J Shanmuganandavadivel
Professor
Department of Commerce
Karpagam Academy of Higher Education
(Deemed to be University)
Coimbatore, Tamil Nadu, India
Email: shanmuganandavadivelj.jaganathan@kahedu.edu.in
Discipline: Commerce
UPID No.: 1225P10CE
Article Dates: Received: 09 September 2025 | Revised Submission: 18 September 2025 | Accepted: 23 September 2025 | Available Online: 28 September 2025
Article URL: repository.ijarsai.org/1325p10ce
Remya Rajan E.
Assistant Professor of English
Sree Narayana College
Alathur Palakkad District, Kerala, India
Affiliated to Calicut University Kerala, India
Email: remyarajane@gmail.com
Discipline: English
UPID No.: 1325P11EN
Article Dates: Received: 01 September 2025 | Revised Submission: 22 September 2025 | Accepted: 07 October 2025 | Available Online: 20 October 2025
Article URL: repository.ijarsai.org/1325p11en
Dr. Prasanth S. Pai
Assistant Professor of Commerce
Sanatana Dharma College
Alappuzha Kerala, India,
Affiliated to the University of Kerala, India
Email: Prasanth.pai@sdcollege.in
Dr. Vishnu P.
Assistant Professor of Commerce
(On Contract)
Sanatana Dharma College
Alappuzha, Kerala, India
Affiliated to the University of Kerala, India
Email: vishnu873787@gmail.com
Discipline: Commerce
UPID No.: 1325P12CE
Article Dates: Received: 05 September 2025 | Revised Submission: 29 September 2025 | Accepted: 03 October 2025 | Available Online: 20 October 2025
Article URL: repository.ijarsai.org/1325p12ce
Dr. Mary Thomas K.
Associate Professor
Department of Economics
Vimala College (Autonomous) Thrissur, Kerala India
Email: marybabuguruvayur@gmail.com
Dr. Sitara V. Attokkaran
Associate Professor
Department of Economics
Vimala College (Autonomous) Thrissur, Kerala India
Email: drsitaravattokkaran1977@gmail.com
Discipline: Economics
UPID No.: 1325P13EC
Article Dates: Received: 05 Sept 2025 | Revised Submission: 01 October 2025 | Accepted: 17 October 2025 | Available Online: 25 October 2025
Article URL: repository.ijarsai.org/1325p13ec
Dr. Liji Maliakkel
Assistant Professor
Post Graduate & Research Department of Economics
Vimala College, (Autonomous), Thrissur, Kerala, India
Affiliated to the University of Calicut, Kerala, India
Email: lijimaliakkel@vimalacollege.edu.in
Anju K.A.
Independent Researcher
Email: anjuka0722@gmail.com
Discipline: Economics
UPID No.: 1325P14EC
Article Dates: Received: 05 Sept 2025 | Revised Submission: 01 October 2025 | Accepted: 17 October 2025 | Available Online: 08 November 2025
Article URL: repository.ijarsai.org/1325p14ec
Dr. Sitara V. Attokkaran
Associate Professor
PG & Research Department of Economics
Vimala College (Autonomous), Thrissur, Kerala
Affiliated to the University of Calicut, India
Email: sitaravattokkaran@vimalacollege.edu.in
Nandana K.R.
Independent Researcher
PG &Research Department of Economics
Vimala College (Autonomous), Thrissur, Kerala
Affiliated to the University of Calicut, India
Email: nandanakr1995@gmail.com
Discipline: Economics
UPID No.: 1325P15EC
Article Dates: Received: 05 Sept 2025 | Revised Submission: 21 October 2025 | Accepted: 03 November 2025 | Available Online: 08 November 2025
Article URL: repository.ijarsai.org/1325p15ec
Akhil Sebastian
Research Scholar
Post Graduate and Research Department of Commerce
Bishop Abraham Memorial College
Thuruthicad, Pathanamthitta, Kerala
Affiliated to the Mahatma Gandhi University, Kerala, India
Email: akhilcommerceaquinas082018@gmail.com
Dr. Aneeshkumar G.S.
Assistant Professor
Post Graduate and Research Department of Commerce
Bishop Abraham Memorial College
Thuruthicad, Pathanamthitta, Kerala
Affiliated to the Mahatma Gandhi University, Kerala, India
Email: gsaneeshkumar@gmail.com
Discipline: Commerce
UPID No.: 1325P16CE
Article Dates: Received: 05 October 2025 | Revised Submission: 28 October 2025 | Accepted: 03 November 2025 | Available Online: 18 November 2025
Article URL: repository.ijarsai.org/1325p16ce
Anupriya Krishna. D
Research Scholar
Department of Commerce
Government College, Attingal
University of Kerala
Email: anupriyakrishnad92@gmail.com
CMA(Dr) T. Rajesh
Professor
Department of Commerce
Government College, Nedumangadu
University of Kerala
Email: rajeshvjd@reddifmail.com
Kiran Toms
Research Scholar
Department of Commerce
Government College Attingal
University of Kerala
Email: kirantoms123@gmail.com
Discipline: Commerce
UPID No.: 1325P17CE
Article Dates: Received: 05 November 2025 | Revised Submission: 21 November 2025 | Accepted: 27 November 2025 | Available Online: 01 December 2025
Article URL: repository.ijarsai.org/1325p17ce
Amruthambika P.
Research Scholar
Sanatana Dharma College, Alappuzha,
University of Kerala, India
Email: amrutha.jothish@gmail.com
Dr. Vinod C.
Assistant Professor
Department of Commerce
Sree Narayana College, Kollam
University of Kerala, India
Email: dr.vinod1chandran@gmail.com
Discipline: Commerce
UPID No.: 1325P18CE
Article Dates: Received: 10 November 2025 | Revised Submission: 26 November 2025 | Accepted: 06 December 2025 | Available Online: 19 December 2025
Article URL: repository.ijarsai.org/1325p18ce
Sumi J.
Research Scholar
Sanatana Dharma College, Alappuzha
University of Kerala, India
Email: sumibritto91@gmail.com
Dr. Priya R.
Assistant Professor and Research Supervisor
Sanatana Dharma College, Alappuzha
University of Kerala, India
Email: priyaprabhu2@rediffmail.com
Discipline: Commerce
UPID No.: 1325P19CE
Article Dates: Received:12 November 2025 | Revised Submission: 26 November 2025 | Accepted: 06 December 2025 | Available Online: 20 December 2025
Article URL: repository.ijarsai.org/1325p19ce
Jibil K John
Research Scholar
Department of Commerce
SD College, Alappuzha
University of Kerala, India
ORCID iD:0009-0003-4322-2105
Email: Jibilkjohn27@gmail.com
Dr. Asha R Nair
Assistant Professor
Department of Commerce
NSS College, Pandalam
University of Kerala, India
Email: aish.nair83@gmail.com
Discipline: Commerce
UPID No.: 1325P20CE
Article Dates: Received: 05 November 2025 | Revised Submission: 08 December 2025 | Accepted: 15 December 2025 | Available Online: 20 December 2025
Article URL: repository.ijarsai.org/1325p20ce